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About Annuities


Life Insurance Basics
What is Life Insurance?

Life insurance is an agreement between you (the insured) and an insurance company. Under the terms of a life insurance contract, the insurance company promises to pay a certain sum to someone (a beneficiary) when you die, in exchange for your premium payments.

What is an Annuity?

An annuity is a contract between you and an insurance company. Simply stated, you pay money to an annuity issuer, and the issuer pays out the principal and earnings back to you or to a named beneficiary. Life insurance companies first developed annuities to provide income to individuals during their retirement years.


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© Copyright Vantis Life Insurance Company, Windsor, Connecticut - All Rights Reserved.

Vantis, Vantis Life, and A better life experience are registered trademarks of Vantis Life Insurance Company.

Life insurance and annuities issued by Vantis Life Insurance Company, Windsor, CT (all states except NY) and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Products not available in all states and state variations may apply.